Miami vs. Indiana

We are backing the Hoosiers’ high-efficiency offense (4th in Success Rate, 6th in EPA/Play) against a Miami defense that plummets to 78th on early downs, a mismatch amplified by Heisman winner Fernando Mendoza’s elite form heading into this title game. The narrative favors Indiana as they chase a historic 16-0 season, especially with Miami’s secondary depth tested by the first-half suspension of Xavier Lucas and the loss of key weapon Elija Lofton. Having outscored playoff opponents 94-25, Indiana’s consistency and the return of kicker Brendan Franke to 'probable' status make them the most reliable play despite the heavy public volume.